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    #11
    Originally posted by kaiser78 View Post
    So do you have the time, inclination and knowledge to select your own savings ? if so, then full steam ahead.

    I would say £600 would be £600 well spent getting a professional who has the specialist knowledge to do it for you, rather than relying on the superpower that has become the google search engine.
    I guess that's the reason for my post. I don't have any of those things.

    It seems like a lot of money on the face of it, but I'm hoping that someone with a good experience of this will tell me it's money well spent.

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      #12
      Originally posted by JRCT View Post
      I guess that's the reason for my post. I don't have any of those things.

      It seems like a lot of money on the face of it, but I'm hoping that someone with a good experience of this will tell me it's money well spent.
      On the face of it as a well earning contractor, it isn't a lot of money and is money well spent imho.

      I have just gone through a new IFA selection process and ended up with someone who will certainly get better returns then I could, even after deducting the fees charges we have agreed. Whilst I have a good spread of investment vehicles and choices at the moment, I don't have the time, the knowledge or the trust in myself to think I could do this alone without the input of an IFA.
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        #13
        Originally posted by JRCT View Post
        I guess that's the reason for my post. I don't have any of those things.

        It seems like a lot of money on the face of it, but I'm hoping that someone with a good experience of this will tell me it's money well spent.
        I use SJP. My parents (who are significantly more financially savvy than I) are very pleased with how they have done with them, I like the guy and he's coming to see me in a couple of weeks to see how we're all doing. There is a portal which I could use to see how it's all doing real-time, but I haven't asked for a login yet so can't see it.
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          #14
          Do it yourself, many years ago i was talking to my IFA who was a personal friend and he said with the amount of information available online now that there is very little you cannot find out if you just spend a bit of time looking, and he was right the tools are availble to compare insurances and i put my pensions with Hargreaves Lansdown, i just keep a check on it once a month or as and when i feel like it, and insurances i go over once a year just to make sure it is still suitable it's certainly not rocket science and you certainly don't need to shell out that kind of money for somone to tell you what you can find for yourself

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