Is it the same process as using an agency?

[The Spartan]

If they aren't an agency, then you can't opt out of the Agency Regulations.

I thought that the PCG had a direct to client template which wouldn't have these kind of things in there. If not, there is a free one on the Qdos website which you could use.

Edit - just downloaded the PCG direct one, and it includes stuff about AWR which I can't explain!

Thanks TF I'm now a fully paid up Plus member of PCG so I'm going to use the Direct template, hopefully it should do the trick. Now it's off to QDOS for my insurances