Buying a house - concerned

[northernladuk]

Will keep that in mind for future when I will be looking to re-mortgage. I guess I won't be needing that though? How does re-mortgaging work for us?

I could be wrong but I am not really seeing the them and us situation. The bank needs to see evidence of income. Some people show it by sticking a permie doc in, others by accountants doing it. They just then proceed on that value. Just because it is delivered slightly differently I don't see the problem. At the end of the day I have a demonstrable income just as a permie. Maybe I just got lucky with the providors I spoke to, Halifax was one and London & something the other I seem to remember. Wasn't recent either so might have changed but bearing in mind contractors prop most of the organisations up I would be very surprised if they will view us in a different risk catagory.