Agency failure insurance

[zathras]

That would be £3,333/month or £40k / year. Why would you bother contracting at that rate? A permie role would presumably be better...

I did not say that was my rate but there are 1st line support people on as little as £150 p/day and some waste of space agent told me of a 'brilliant' .Net development role which paid £120 (not sure if I should or :cry at that) - difficult thing with that one was to think of an original way of saying 'Not a chance, even if hell froze over'

As has been said - this is about getting money to help you get over the issue of non-payment, it does not replace the income.