The dreaded credit check!

[JohnM]

One thing a lot of people don't realise with employer credit checks is they only check voters roll, whether you have any credit accounts in your name and whether you have any defaults or CCJ's

They do not check payment history, whether you are behind on payments etc. This is the same as tenancy credit checks, the only companies who can see actual payment history are ones who share payment history ie credit companies

[radish2008]

One thing a lot of people don't realise with employer credit checks is they only check voters roll, whether you have any credit accounts in your name and whether you have any defaults or CCJ's

They do not check payment history, whether you are behind on payments etc. This is the same as tenancy credit checks, the only companies who can see actual payment history are ones who share payment history ie credit companies

They can't see account histories.
They can't see who you have credit accounts with.
They can't see defaults.

Public information is CCJ, Bankruptcy or fraud. These are not lenders they are simply companies that collate free info.

[BrilloPad]

Bit mercenary that isn't it?

No - its the right thing to do.

[simplicity]

No - its the right thing to do.

Thanks all- I accepted the offer. It's good to know what information they have as this had stopped me going for certain roles in the past.

[BrilloPad]

Thanks all- I accepted the offer. It's good to know what information they have as this had stopped me going for certain roles in the past.

[LondonManc]

No they don't and they can't see if you've used pay day loans at all.

I didn't say that they can see if you've used payday loans; but I've had screening where they've asked if you currently have one.

[JohnM]

Bit mercenary that isn't it?

Not at all, if they decided they did not need you anymore, ie the project was canned they would get rid of you without a second thought.

[northernladuk]

Not at all, if they decided they did not need you anymore, ie the project was canned they would get rid of you without a second thought.

But the requirement for work has disappeared. They will pay you while there is work so the contract has been completed. Ditching your client before you've finished the work you agreed isn't the same. If poster does this all the time you can assume he's ditched 100% of gigs. Clients do not ditch 100% of contractors early... so very mercenary. It's not a level playing field in a client supplier relationship.