Billy,
I would say you have to take a risk based approach. How much risk are you exposing yourself to by providing your services in the way you do. Personally, I think there is far too much over-analysing going on here but you have to make your own mind up based on your risk appetite.
I would say you have to take a risk based approach. How much risk are you exposing yourself to by providing your services in the way you do. Personally, I think there is far too much over-analysing going on here but you have to make your own mind up based on your risk appetite.

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