State of the Market

[Unix]

A couple normally reside in one home together. A single person has to front the cost for the home themself. Did you do the maths before posting?

Rhetorical, of course.

A couple usually have a larger home and 2x everything, food, mobile phone, car insurance etc. Pretty obvious to anyone with a few brain cells, but I guess your lacking in that department

[SchumiStars]

It's getting ******* boring man. Sick of this tulip. At least another 6mths of bollocks.

[SussexSeagull]

Been offered a role outside of financial services. Remote with 1 day a month in the office.

It's outside but the day rate is about what I am netting from my current inside gig.

It's a big cut but more than enough to live on and I quite fancy a complete change of scenery.

Fill your boots. I find the odd day in the office a bit of a change from the normal routine.

[TheDude]

If its outside and the day rate is the same, then its a big rise no because less tax no? Or you already factoring that in. But hey, sounds great, change of scene.

Gross outside rate is about current net inside rate so a big drop but I am feeling pretty burned out working for banks.

[SchumiStars]

Sounds good man, take it and book a holiday in Oct.

[SussexSeagull]

A couple usually have a larger home and 2x everything, food, mobile phone, car insurance etc. Pretty obvious to anyone with a few brain cells, but I guess your lacking in that department

They also have double the tax allowance - hence 2*50k is worth more than 1*100k - and can split mortgage/rent and utility bills.

[Kanye]

A couple usually have a larger home and 2x everything, food, mobile phone, car insurance etc. Pretty obvious to anyone with a few brain cells, but I guess your lacking in that department

Of course it’s cheaper for a couple to live together than a single person.

If you are paying £1500 to rent a flat you wouldn’t have to step up to £3000 to add an extra person. You’d likely stay in the same place and half your rent.

Your service charges, ground rent, mortgage interest the same whether or not two people live in the same place.

Your council tax only goes up by 25% when you add a second person.

You can share a car.

Your electricity bill doesn’t go up by much, you need the same heating and lighting and cooking regardless of it’s one person or two and the standing charges are the same.

Your broadband bill is the same whether it’s one person or two.

As mentioned, you get two basic rate tax allowances if the income is split across two people.

I suspect you reduce your living costs by 40%+ when you couple up.

[SchumiStars]

Looks like another dead week, month. How long can this continue for?!

This is ridiculous now. I hate this.

[Unix]

Of course it’s cheaper for a couple to live together than a single person.

If you are paying £1500 to rent a flat you wouldn’t have to step up to £3000 to add an extra person. You’d likely stay in the same place and half your rent.

Your service charges, ground rent, mortgage interest the same whether or not two people live in the same place.

Your council tax only goes up by 25% when you add a second person.

You can share a car.

Your electricity bill doesn’t go up by much, you need the same heating and lighting and cooking regardless of it’s one person or two and the standing charges are the same.

Your broadband bill is the same whether it’s one person or two.

As mentioned, you get two basic rate tax allowances if the income is split across two people.

I suspect you reduce your living costs by 40%+ when you couple up.

Yeah but usually the GF/Wife want's expensive gifts, holidays etc all for a quickie once a week

[ladymuck]

Looks like another dead week, month. How long can this continue for?!

This is ridiculous now. I hate this.

I've been doing this for 19 years (just started my 20th year of trading) and I've spent three months, two on the bench, unsuccessful in securing the next gig. Rates are down and expectations are up. Agents won't look at CV if it doesn't exactly look like the spec. My network has nothing coming up in their pipelines, whereas previously I'd be expecting one or two approaches from people wanting to line me up for their projects.