Hi, I'm a contract programmer working mainly for the games industry. I've been searching for a new provider for my professional indemnity insurance that provides good E-risks cover. The only two I've been able to find that are reasonably straightforward for a sole trading contractor are Hiscox (as recommended through this site) and Policy Bee, who are re-selling for Hiscox in any case.
There are two problems with the Hiscox E-risk cover. First of all it does not offer any cover for damages caused by self replicating code not targeted at me (I'm assuming this means things like Cryptolocker for example), which leaves a massive hazard area wide open. Secondly they ask you to verify that you don't work in Gambling or Gaming, which means my policy would be invalid anyway!
I'm very sensible about security but would love to have at least some basic cover for E-risks. Does anyone know of any other good providers for this kind of cover?
Many Thanks
There are two problems with the Hiscox E-risk cover. First of all it does not offer any cover for damages caused by self replicating code not targeted at me (I'm assuming this means things like Cryptolocker for example), which leaves a massive hazard area wide open. Secondly they ask you to verify that you don't work in Gambling or Gaming, which means my policy would be invalid anyway!
I'm very sensible about security but would love to have at least some basic cover for E-risks. Does anyone know of any other good providers for this kind of cover?
Many Thanks
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