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Paying for a broker vs "fee free" any thoughts/experiences?

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    Paying for a broker vs "fee free" any thoughts/experiences?

    As the title says really...Contractor money made easy = 795; freelancer financials=495; contractor money/financials and all the different trading names of it are fee free. Is it a case of you get what you pay for? All seem to be offering same rate with Halifax. Used CF in past but there were so many clerical errors and didn't keep us informed along the way...just wondering if using them again is worth the stress of saving a days wages!! Any other recommendations are greatly received...

    #2
    We're using Freelancer Financials who don't charge a fee for CUK members, well, they haven't charged us anyway.

    And even if they did charge, I wouldn't mind. They have been brilliant and and I can't sing their praises highly enough.
    Bazza gets caught
    Socrates - "The only true wisdom is in knowing you know nothing."

    CUK University Challenge Champions 2010

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      #3
      Originally posted by cailin maith View Post
      We're using Freelancer Financials who don't charge a fee for CUK members, well, they haven't charged us anyway.

      And even if they did charge, I wouldn't mind. They have been brilliant and and I can't sing their praises highly enough.
      They're charging me £495

      If we go ahead with the purchase.
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        #4
        Originally posted by TheFaQQer View Post
        They're charging me £495

        If we go ahead with the purchase.
        Ah, quit your bitching.... you are a contractor!!
        Bazza gets caught
        Socrates - "The only true wisdom is in knowing you know nothing."

        CUK University Challenge Champions 2010

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          #5
          Originally posted by cailin maith View Post
          Ah, quit your bitching.... you are a contractor!!


          That doesn't mean I turn down free money!!

          In the grand scheme of things, it's no big deal - as long as they manage to sort the mortgage in the 28 days between exchange and completion, I'll be happy.
          Best Forum Advisor 2014
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            #6
            Originally posted by TheFaQQer View Post


            That doesn't mean I turn down free money!!

            In the grand scheme of things, it's no big deal - as long as they manage to sort the mortgage in the 28 days between exchange and completion, I'll be happy.
            I have to say, they have been really brilliant with us - our formal offer came in no time at all and it's our choice not to complete until this time next month but everything is running really smoothly, touch wood it stays that way!
            Bazza gets caught
            Socrates - "The only true wisdom is in knowing you know nothing."

            CUK University Challenge Champions 2010

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              #7
              Thank you for the tip Cailin-which lender have they recommended for you?

              My husband went contractor route just under 2 years ago. Have to say its made us even tighter with money!!! He has had one day off sick in 2 years and about 5 days holiday...everything now is compared to "how many hours/days would he have to work to pay off x/y/z!!" Mind u if it wasn't for him being a contractor, we'd never have been able to start looking for a bigger home let alone buying it!

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                #8
                Originally posted by sbmcb View Post
                Thank you for the tip Cailin-which lender have they recommended for you?

                My husband went contractor route just under 2 years ago. Have to say its made us even tighter with money!!! He has had one day off sick in 2 years and about 5 days holiday...everything now is compared to "how many hours/days would he have to work to pay off x/y/z!!" Mind u if it wasn't for him being a contractor, we'd never have been able to start looking for a bigger home let alone buying it!
                Know what you mean and I'm just a contractor wag too

                We're using Halifax who were reccommended to us by FF.
                Bazza gets caught
                Socrates - "The only true wisdom is in knowing you know nothing."

                CUK University Challenge Champions 2010

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                  #9
                  Originally posted by cailin maith View Post
                  Know what you mean and I'm just a contractor wag too
                  We all know you're a trucker from Scunthorpe, pretending to be a married girl on here.

                  Originally posted by cailin maith View Post
                  We're using Halifax who were reccommended to us by FF.
                  Ditto, if we get the property at auction tomorrow.
                  Best Forum Advisor 2014
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                    #10
                    I'm also currently going through the mortgage process with Freelancer Financials - pretty pleased with the service so far, they've got us a mortgage at Halifax based on my daily rate (although my Mrs is a well paid permy, which helps).

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