Originally posted by richclever
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Go and tell the agency that their outlandish insurance requirements are a potential a deal breaker or that you will have to increase your rate to cover it. Or ask them to recommend an insurance broker that will give coverage at those levels.
£1 million Professional Indemnity, £10 million Employers Liability and £1 million Public Liability are pretty much the most you should ever need..
Watch that they agency doesn't go asking you to underwrite a personal guarantee against the actions of your LTD company too - that's another stupid trick they are trying these days...
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