Newbie help required

[The Lone Gunman]

Contractor money got me sorted with a mortgage. (link on this site).
If you are th right man for the job they will wait.
Run your own limited!
Dont rely on the state.

[delboy]

1) No problem at all. contractormoney.co.uk sorted mine out - they have contacts with high street banks so you can get the high street deals without the hassle of talking to a bank manager who doesn't understand the nature of IT contracting. Mine was 5% deposit with Woolwich last year.
2) Usually you have to be available straight away but not always. I gave 4 weeks before my current contract and the (new) client was prepared to wait. Just tell the agent - all they care about is getting the commission, so if they can swing it (and you are a good candidate) then they'll probably try to. Worth a bit of speculative calling IMHO.
3) Agree with davis - run your own firm (with an accountant if you want) - its not that hard
4) ??? you make your own benefits in this game my friend.

hi could someone tell me please if you are working through your own ltd then would you just show the bank your accounts or payslips to get a mortgage?
Also in between jobs say you do have to claim beneifts how would you tell the dole you arent working? normally they ask for a p45 so how would that work if you were paying yourself through your ltd?

sorry its abit off topic

[malvolio]

Also in between jobs say you do have to claim beneifts how would you tell the dole you arent working? normally they ask for a p45 so how would that work if you were paying yourself through your ltd?

Not really cut out for contracting, are you? One of the reasons we charge more than permies is because we only reckon on working 8 months year and in that time we have to earn 12 months' money. So two small points - if you have your own company it's a legal requirement to keep it solvent, so don't spend all your money in the first two weeks, and if you're employed by your company, how can you be on the dole if you're not out of work. The company may not be earming, but you still get paid - don't you?

[Troll]

Newbie here so be gentle

Thanks,

2scoops

Is your name Ed by anychance?