Sipp

[malandri]

Hi all,

A quick one: I am a contractor operating via my one man Ltd. Can i have a SIPP that is in my name (not in my Ltd's name) and the vast (if not all )of the pension contributions are paid in the SIPP by my company? I know that this is possible for a stakeholder pension plan via employer contributions, not sure about the SIPP though

Many thanks

[IR35 Avoider]

Yes.

A stakeholder is just a personal pension with extra rules to restrict the level of management charges.

A SIPP is just a personal pension where you have a lot more freedom to choose how the money is invested.

I think they're all the same when it comes to rules about who can open them, who can contribute, and how much can be contributed.