Don't understand my umbrella pay slip

[jaymmu]

Have you still not asked your umbrella instead of us guessing?

Yes I've asked them but to be honest I'm not that great with finances so didn't understand some of what I was told. Also, I don't entirely trust them so wanted another opinion.

[Sockpuppet]

Yes I've asked them but to be honest I'm not that great with finances so didn't understand some of what I was told. Also, I don't entirely trust them so wanted another opinion.

Well telling us what they've said might give us a clue as to whether its ok or not. Otherwise as I said before we are just guessing.

[JamJarST]

Yes I've asked them but to be honest I'm not that great with finances so didn't understand some of what I was told. Also, I don't entirely trust them so wanted another opinion.

If you don't trust them, why the hell are you using them

[blacjac]

I've never had to submit a receipt for anything apart from parking as I've been told that I automatically get £6 per day for lunch without submitting anything.

Yes I've asked them but to be honest I'm not that great with finances so didn't understand some of what I was told. Also, I don't entirely trust them so wanted another opinion.

So you will trust them when it benefits you?


I could tell you that you can automatically claim £500 per week in accomodation expenses without actually leaving your house, but it doesn't mean that its true....

[jaymmu]

So you will trust them when it benefits you?


I could tell you that you can automatically claim £500 per week in accomodation expenses without actually leaving your house, but it doesn't mean that its true....

To answer a few of the more recent questions. I didn't choose to go with the umbrella agency, I chose to apply for a contract position through a recruitment agency, when I got the job I was then told that I had to be paid through their sister company.

I don't necessarily trust them whether it benefits me or not. I was prepared to send in receipts for lunch etc until I was told that I don't need to. As I said in the OP I've never worked in this way before I've always been perm and I'm only doing this until something else comes along, but want to make sure I'm getting paid correctly.

[Steven@Parasol]

To answer a few of the more recent questions. I didn't choose to go with the umbrella agency, I chose to apply for a contract position through a recruitment agency, when I got the job I was then told that I had to be paid through their sister company.

I don't necessarily trust them whether it benefits me or not. I was prepared to send in receipts for lunch etc until I was told that I don't need to. As I said in the OP I've never worked in this way before I've always been perm and I'm only doing this until something else comes along, but want to make sure I'm getting paid correctly.

Any umbrella company that tells you you don't need to keep your reciepts is simply lying I'm afraid and you can't be forced to work with a particular umbrella. You are free to change at any time.

Some of the dodgy umbrellas will tell you that they have a dispensation with HMRC so you can claim a certain amount of travel and subsistence expenses without reciepts. This is not true.

All the dispensation is is an agreement between the umbrella and HMRC in that the umbrella can process a certain amount of expenses and HMRC does not need to see reciepts. Its simply an agreement to reduce admin. HMRC can ask to see your reciepts at any time though so only claim for what you've spent and always keep reciepts.

Re the extra deduction from your payslip, without more info iots hard to say but this could be the employer's NIC. Umbrella contractors pay both employer's and employee's NIC but the rates are usually uplifted to reflect this. The umbrella should have told you this?

[LisaContractorUmbrella]

I would be extremely concerned by the fact that your umbrella company can't explain things to you in a way that is satisfactory to you. As Steve says there is no way that your umbrella company should be putting through expenses for you without evidence that a cost has been incurred and that it is allowable. Umbrella Companies do not determine what expenses are allowable and which are not, it is the HMR&C and they are not best chuffed when people get it wrong!