Contracting & Home Insurance

**Gonzo** · 15 April 2009, 11:03

Originally posted by *Alterego View Post

Hello,

This is a very random question but I thought it would be the best place to ask before I called the insurance company about it. I also hope I have posted this in the right section.

I have my company registered at my home address and then rent where I need to work for each contract.

Does anyone know whether I need to let my home insurance know that my home is used as the companies registered address (basically all my post is sent there and I never work from that address)? Also, do you know if it puts up the price of your home & contents insurance up?

Thanks in advance for any advice.

I suppose that it would depend on the company, have you checked through their documentation?

My home insurance company wasn't interested because the only company activity done at home was receiving documents.

If there were ever any visitors then that would have been different.

**Hawkeye** · 15 April 2009, 11:14

I need to go through the small print with a fine tooth comb. Plus I guess I need to call them. I have had problems in the past with insurance companies putting all sorts of notes on the account without having any real understanding of what it is I am asking hence why I wanted some thoughts before I made the call

Ah see that sounds ok. I never work from that address and it is for receiving mail. I take contracts all over the place and it just isn't feasible to work from that address so I if I am not on a clients site I work in the rented accommodation. I always hold meetings in a mutual convenient place e.g. Starbucks.

I will give them a call and see what they say about the whole situation.

Thanks