A few questions about my company paying pension contributions

[Starkraving]

Hello

I'm on the verge of arranging a SIPP pension, with all the contributions coming from my company rather than me personally.

I'm aware that this will save corporation tax, e.g. if I pay £20,000 into the pension I don't pay corporation tax on that £20,000.

I'm also aware that I cannot then claim tax relief at basic or higher level because the contribution was from my employer rather than from me personally.

I haven't seen any reasons why this would not be a sensible approach. Does anyone know differently?

Also, I know that the company can pay up to £235,000 into the pension per year, but in reality does HMRC do anything about this if the individual is on a low salary? Personally, I have a salary of £12,000 plus approximately £31,000 in dividends per year. An advisor that I spoke to recently suggested not to contribute more than £40,000 if my salary was that low.

Thanks in advance.

[ASB]

The search button should yield some sensible results. This seems to come up every week or so at the moment.