ok, i'll speak to my [old] accountant and see what he says and let you know!
thx!
thx!
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How would you get paid? None of my direct clients would give me a cheque made out to "Mr Archangel", only "Archangel Ltd". My bank would not allow me to pay a cheque made out to "Archangel Ltd" ito my "Mr Archangel" account.Originally posted by catboy View Post
Have you tried asking for a non credit bank account (i.e. no overdraft, no debit card etc) ?Comment
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+1 archangel. Most agents refuse to pay to personal accounts. In my first contract I was still in the process of setting up everything when I got my gig and the agents said they'd wait for me to open the bank account to pay me. If you look at it, you and the company are 2 distinct legal entities so from that point say if the agent wanted to track a payment they made to the company it you would be difficult because the money has gone to a different person. They can probably pay you by cheque then you go to the cheque cashing fellas who will charge you an arm and a leg.Originally posted by Archangel View PostWe’re given little to no time for proper analysis and design, and, when we ask management about hiring professional testers and setting up a QA process—well, I’ve seen deer in my headlights look less stunned
-- The Career Programmer
sibantubanyeComment
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my current client will happily give me a personal cheque... but i guess an agency may not... grrrr, this is so frustrating...
i did try for a no-credit account but they wouldn't even let me... even though i have a no-credit personal account with them :-(Comment
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bad news catboy, here is my accountant's response verbatim
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NO business transactions should go through a personal account.We’re given little to no time for proper analysis and design, and, when we ask management about hiring professional testers and setting up a QA process—well, I’ve seen deer in my headlights look less stunned
-- The Career Programmer
sibantubanyeComment
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I wonder if you had somebody own the shares and get the account opened for you, then transferred the shares (value at startup = nil) to your name and appoint you as director. They would still be signatory to the account though.
This sounds a bit iffy as you'd be pulling the wool over the bank's eyes, so best to check before you consider doing this.Comment
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I would imagine the bank would still refuse to add you as a signatory to the account, so your company would end up with a bank account you don't have access to...Originally posted by Platypus View PostStill InvoicingComment
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i was refused, even the guy in the bank was like 'you have a personal account with us and all you want is a no-credit account as a place to get paid into, it is a bit ridiculous'.
hmmm. someone out there MUST know how i can have a limited company despite having bad credit (the company opening part doesn't matter, it is JUST the opening of the business bank account that is the prob.
)
anyone with a solution to this, or even a bank that'd let me pay to have an account (as long as it is cheap) gets free beer!
i've have faith in ye!Comment
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Serious suggestion? Go via the umbrella route until your credit rating improves. When it improves, then go back to your bank and ask to open a business bank account.Originally posted by catboy View Posti was refused, even the guy in the bank was like 'you have a personal account with us and all you want is a no-credit account as a place to get paid into, it is a bit ridiculous'.
hmmm. someone out there MUST know how i can have a limited company despite having bad credit (the company opening part doesn't matter, it is JUST the opening of the business bank account that is the prob.)
anyone with a solution to this, or even a bank that'd let me pay to have an account (as long as it is cheap) gets free beer!
i've have faith in ye!If your company is the best place to work in, for a mere £500 p/d, you can advertise here.Comment
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