IR35 rubbish....

[malvolio]

What he said...

[firehawk]

thanks

i spoke to someone @ qdosconsulting and they said that im not entitled for any insurance because my salary is lower than 9K....

charming. so basically i have no cover

[SueEllen]

thanks

i spoke to someone @ qdosconsulting and they said that im not entitled for any insurance because my salary is lower than 9K....

charming. so basically i have no cover

PCG+ then. You were given the link before.

[MickeyP]

PCG+ then. You were given the link before.

Apart from the fact that PCG+ doesn't pay any penalties that might arise from a lost case. Only Accountax or Upton offer an "IR35 guarantee" as far as I understand (and this is irrespective of any minimum salary).

[malvolio]

Apart from the fact that PCG+ doesn't pay any penalties that might arise from a lost case. Only Accountax or Upton offer an "IR35 guarantee" as far as I understand (and this is irrespective of any minimum salary).

Jeez, don't you do any research? Do you really think PCG would leave that big a hole in their offering? Has it not occurred to you that IR35 is totally avoidable unless you are genuinely IR35-caught, in which case you should be paying it anyway?

The chances of you needing to repay any back tax are minimal anyway, but if you don't want even that risk, you can get discounted cover for the appropriate insurance through Abbey Tax. You'd be wasting your money, IMHO, but it is there.

[MickeyP]

Jeez, don't you do any research? Do you really think PCG would leave that big a hole in their offering? Has it not occurred to you that IR35 is totally avoidable unless you are genuinely IR35-caught, in which case you should be paying it anyway?

The chances of you needing to repay any back tax are minimal anyway, but if you don't want even that risk, you can get discounted cover for the appropriate insurance through Abbey Tax. You'd be wasting your money, IMHO, but it is there.

With all due respect I made a statement based on research to help the OP so I won't apologise for that.

I don't think there's many that could say (hand on heart) that they're 100% safe from this poxy legislation - particularly in the light of recent cases. I know it's an attitiude to risk thing but I'm one of those people who's generally unlucky when there's a list of names and a pin involved.

Thanks for the valid point about Abbey Tax though.

[firehawk]

right so what you folks are saying is this:

get PCG+ and I would be safe even though I can declare myself outside of IR35?

so once I purchase this, what then happens? Do I need to do anything from my end? What do I Do with them? What do they actually protect you with?

[MickeyP]

right so what you folks are saying is this:

get PCG+ and I would be safe even though I can declare myself outside of IR35?

so once I purchase this, what then happens? Do I need to do anything from my end? What do I Do with them? What do they actually protect you with?

Ok. Forget I spoke.

[malvolio]

right so what you folks are saying is this:

get PCG+ and I would be safe even though I can declare myself outside of IR35?

so once I purchase this, what then happens? Do I need to do anything from my end? What do I Do with them? What do they actually protect you with?

While you're here, I've got this anti-smoking insurance as well: keep smoking 30 a day and when you get cancer, it cures you and pays for you to sue the GP who diagnosed it.

No, you have to make some attempt to put yourself outside IR35 first. The idea of any of the insurances is to prove you are not caught, not to pay up regardless if you are. The idea of the PCG (well, one of them anyway) is to provide the ammunition to stay out of IR35.


And I realise you are not exactlly hooked up with the last 7 years of debate, but the PCG is not a f***ing anti-IR35 insurance agency, it's way more than that. Go do your research.

[thunderlizard]

Has it not occurred to you that IR35 is totally avoidable unless you are genuinely IR35-caught, in which case you should be paying it anyway?

it sounds so simple when you say it like that!