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Does using an umbrella increase likelihood of HMRC Inquiry?
Why would you get an IR35 enquiry if you are using an umbrella? How much more tax would they expect you to pay, since you are already paying full PAYE and NICs? If you are with an umbrella (or an MSC, come to that), IR35 does not apply.
If you do get a taxation inquiry though, as a result of faulty accounting or somesuch, sue the umbrella. You are paying them to ensure such things don't happen.
the OP didn't ask about IR35 enquiries i think he is relating to an enquiry about the fake expenses/subsistance claims that are encouraged by brollies
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