Insurance Again?

[cartlidgea]

PI/PLI/ELI for £210 + membership for £120 + PEI for £0 = £330

PI/PLI/ELI for £317 + £99 for PEI = £407

Which is cheaper. do you think?

As for the other question, it's been answered a hundred times. Go look it up.

Malvolio are you 100% sure that if I buy the PCG membership I will definitely be able to get the other insurance for this price I need 1 million cover for each and turnover is 40k

Thanks Mate

[malvolio]

Malvolio are you 100% sure that if I buy the PCG membership I will definitely be able to get the other insurance for this price I need 1 million cover for each and turnover is 40k

Thanks Mate

That's what I pay, after 5 renewals. You won't be far away, bearing in mind my turnover is about four times yours. Why not ask Randall Dorling - they will give you an accurate quote.

[cartlidgea]

Will give them a buzz tomorrow cheers mate

[Bootlaces]

malvolio, just wondering, what level of PI have you got?

bootlaces

[malvolio]

£1m

[cartlidgea]

£1m

Contacted Randall Dorling today extremely unhelpful stated they couldnt just supply me with a quote had to do it on their website. After having to enter in every piece of information about my life from birth to death rather then just putting the figures in I got a quote of £380 for £1M PI, PL and EL through PCG. Nothing special in the quote to make it higher no extra employees or cover etc

I presume yours is cheaper Malvolio because you have used them for so long or is it because you look like Brad Pitt and Drive a Ferrari?

[Ardesco]

Mine was cheaper than that, are you sure that price includes a PCG discount?

[Zorba]

Malvolio - is the £1M from the PCG shared part?

[malvolio]

Yep. My basic deal is £100k all to myself, upto £1m, shared risk, reduced proportionately if they get more than one concurrent claim.

But since no UK contractor ever been chased for money under a PI cliam it's probably not too much of a risk...