Originally posted by itcontractor07
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Limited company insurance
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my first post (“oh not another one!” I hear you cry!) so hoping you vets can give this freshy some pointers!
Firstly, I have contracted for a couple of years but have been fairly ignorant until lately, so need to get my house in order. Step 1, sort out my insurance.
I start a new contract next week, and want/need to get PI, PL, EL and also some kind of super cover that will help me if HMRC collar me and decide that I am actually inside IR35 and owe them a whack load of money.
This is an interesting thread which is quite old, but wondering what the best combo is in terms of price and also what I like to call the “weasel” factor; the higher the factor, the more likely the insurers will try to weasel out and use the fine super small print to worm out of it. So I guess what im saying is, reputation.
Ive done some research and qdos and some other company called PCG (??) and also chauce o something or other (affiliated with this forum) have been mentioned…
Any help appreciated.Comment
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The PCG are good guys, worth checking them out as they can get all this stuff sorted for you and more.
You can also shop around the usual suspects for the insurance packages individually if you prefer.Free advice and opinions - refunds are available if you are not 100% satisfied.Comment
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Originally posted by Wanderer View PostThe PCG are good guys, worth checking them out as they can get all this stuff sorted for you and more.
You can also shop around the usual suspects for the insurance packages individually if you prefer.
Is there / has there been a poll vote to see who is the most popular provider?Comment
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i get a my insurance from KPSOL which is about £370 for EL./PI/PL and some accident cover at work. This price is for Brookson members, but as i was an exBrookson customer last year i managed to haggle with the sales manager to maintain the business, tempting them not to pass on any comission to Brooksons, so we both gained
But heard Caunce Ohara is also worth a shot. But you can get simple cheap PL from directline!Comment
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Im looking around and on the qdos website..the navigation on the website could be more intuitive..!! i'm looking at some products but i can only seem to add the standard listed products in to the basket. e.g. it says "from £595" but i can't seem to amend the difference cover levels..
Anyone have thoughts on the qdos "package 1" cover ? This is 595 and gives you all 4 (tlc, pi, el, ei) however package 2 - cheaper - gives you FTP instead of TLC...not quite sure what the difference is... :S
Does anyone have any bad experiences with these guys?Comment
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