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Pension. Please guide.
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Originally posted by adubya View PostiWebComment
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Originally posted by Lance View Post9.5% decade to decade growth?
That’s bloody awful.
You sure you know where to invest?
Some, like this guy argue that is all the average investor will ever need. Not a strategy I personally adhere to but it's certainly one of my core holdings.
Why a world equity index tracker?Comment
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Originally posted by sludgesurfer View PostI not sure if this was aimed at myself but the absolute returns of my favoured world index tracker (Fidelity Index World) over 1, 3 and 5 years have been 12.8%, 33.8% and 98% respectively. With a total expense ratio of 0.12% it's about as good as I've been able to find.
Some, like this guy argue that is all the average investor will ever need. Not a strategy I personally adhere to but it's certainly one of my core holdings.
Why a world equity index tracker?Comment
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FWIW, Interactive Investor will charge you a flat £20 per month whether you have £1 or £10,000,000 invested with them in trading account/ISA/SIPP. Hence my comment about recommending them for larger sums. As a bonus, regular investments are free and you get one free trade per month aside of that. I usually use my "free" trade (£7.99) every month so the real cost of my portfolio there is extremely low. Of course, other solutions are available out there will suit other people just fine too.Public Service Posting by the BBC - Bloggs Bulls**t Corp.
Officially CUK certified - Thick as f**k.Comment
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Originally posted by Fred Bloggs View PostFWIW, Interactive Investor will charge you a flat £20 per month whether you have £1 or £10,000,000 invested with them in trading account/ISA/SIPP. Hence my comment about recommending them for larger sums. As a bonus, regular investments are free and you get one free trade per month aside of that. I usually use my "free" trade (£7.99) every month so the real cost of my portfolio there is extremely low. Of course, other solutions are available out there will suit other people just fine too.Comment
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wholly and exclusively test
Originally posted by jamesbrown View PostI think you’re confusing personal and company contributions. You will save CT with a company contribution if it meets the wholly and exclusively test (it will). Conversely, if you make a personal contribution from your after tax income, then you will get a notional refund from HMRC. You don’t get both.
What is " wholly and exclusively test " exactly? Can't find any answer online in layman's language.Comment
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Originally posted by sammy2020 View PostThanks, that is most helpful reply. So for £9500 salary can I pay myself £40k pension from my limited company. I am currently sole employee but might add spouse in near future. Not asking for advise.
What is " wholly and exclusively test " exactly? Can't find any answer online in layman's language.Comment
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Originally posted by sammy2020 View PostThanks, that is most helpful reply. So for £9500 salary can I pay myself £40k pension from my limited company. I am currently sole employee but might add spouse in near future. Not asking for advise.
What is " wholly and exclusively test " exactly? Can't find any answer online in layman's language.Public Service Posting by the BBC - Bloggs Bulls**t Corp.
Officially CUK certified - Thick as f**k.Comment
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Originally posted by adubya View PostiWebComment
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