Can Anyone Recommend an Insurance Broker or Financial Advisor?

[hairymouse]

A few years back I had a financial adviser who helped me to purchase several kinds of insurance, including a whole-of-life policy and life insurance that pays off your mortgage. I've also got a rather expensive critical illness / income protection policy. It's been 12 years or so and I would like to review these policies and make sure they are still good value and appropriate. From what I understand, as a contractor there are certain aspects that should be set up correctly so I guess I need someone to help me, but I am not sure who I should contact. I'm not willing to use the adviser who set all this up in the first place, and would like to avoid someone who makes money by selling me things I don't need.

I'm thinking that I need an insurance broker or a financial adviser who understands contracting.

Any advice or recommendations?

[ladymuck]

I use Ian Wilson at Forum Wealth. Lovely chap, can talk the hind leg off a donkey, but did get all my various pots and bits sorted out.

Office based in Aldgate but also does lots over the phone / email once you've got the initial pleasantries over with.

PM me if you need more info to find him.

[hairymouse]

I use Ian Wilson at Forum Wealth. Lovely chap, can talk the hind leg off a donkey, but did get all my various pots and bits sorted out.

Office based in Aldgate but also does lots over the phone / email once you've got the initial pleasantries over with.

PM me if you need more info to find him.

Thanks, did he seem to have special knowledge about insurance? Did he get paid by commission or did you pay him upfront?

[ladymuck]

Thanks, did he seem to have special knowledge about insurance? Did he get paid by commission or did you pay him upfront?

Definitely good on the life insurances side of things.

I paid an up front fee for the overall insurance advice and setup and there is an element of commission for ongoing maintenance of the pension he arranged.

You won't pay anything for having an initial chat

[GhostofTarbera]

A few years back I had a financial adviser who helped me to purchase several kinds of insurance, including a whole-of-life policy and life insurance that pays off your mortgage. I've also got a rather expensive critical illness / income protection policy. It's been 12 years or so and I would like to review these policies and make sure they are still good value and appropriate. From what I understand, as a contractor there are certain aspects that should be set up correctly so I guess I need someone to help me, but I am not sure who I should contact. I'm not willing to use the adviser who set all this up in the first place, and would like to avoid someone who makes money by selling me things I don't need.

I'm thinking that I need an insurance broker or a financial adviser who understands contracting.

Any advice or recommendations?

If your an ipse member you won’t beat their life insurance (paid via your company) up to £250K


Sent from my iPhone using Contractor UK Forum

[hairymouse]

If your an ipse member you won’t beat their life insurance (paid via your company) up to £250K


Sent from my iPhone using Contractor UK Forum

Thanks for that, but I've already got life inusrance. I need to figure out if it's still what I need and still a good deal. Same for my other kinds of insurance.