Originally posted by mediacity
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What is more important is that you are still banging on about using an agents PI. It's likely your contract will stipulate you must have PI insurance so you'll be in breach without it. It's a few hundred quid a year. The idea that you are using an agents PI is very risky. You are not in control, you don't know the full T&C's and so on. As Andy aluded to it covers them and not you so if you cock up you could still be exposed.
The very simple answer, which you've been given numerous times, is to get yourself the proper PI cover and forget the agent. It's your business so you need to run it properly. Pay £140 quid or whatever, the IR35 issue is covered and your ass is covered. No risk and no worry.
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