So i decided to join bestpay around a year ago thinking everything was legit.
Tried for a mortgage at a bank which was refused due to me not being able to prove my taxable income. I research more and the horror came apparent that i was using a loan scheme.
My partner was expecting me to speak to a mortgage broker this weekend to secure a large deposit on a house. Im not now going to do this as i am looking to settle what i owe with HMRC help. Probably looking at around £20,000
This has put my future in jeopardy due to me not being careful and coaxed into this supposedly 100% compliant scheme.
Am i right to just settle what i owe HMRC rather than buy a house, risk being investigated and losing my new home??