Should I take out liability insurance AND IR35 insurance?

[redpill]

My insurance is due and I'm wondering whether I should just take out professional/public liability insurance for £170 or cough up for IR35 insurance which is another £300. I know the emphasis is on the client now to deem your IR35 status so perhaps shouldn't need the insurance but I'm just wondering...

[rcl]

Hi All,

I am in process of signing up a new 6 months contract. There is a clause asking for 6 years PI and PL insurance cover post contract end date. This is to cover any damages against data protection, IRP breach or confidentiality breach.
I have not seen such a long term cover...

[someguy1]

Hi

I work from home in the UK but my employer is american and the contract is governed by law in the US.

From what I've heard most typical proffessional indemnity insurances don't cover this (and I assume public liability as well)

Can anyone recommend a...