Reply to: How to avoid paying any contributions before opting out of auto pension enrolment?

[franktouch]

opt out

The opt out form is provided by the pension company! So should also speak to them not just your umbrella.

Opting Out | The Pensions Regulator

[LisaContractorUmbrella]

Although you may not have someone called neil - It does seem that you have someone who has taken a new business call - and then failing to send an email in response to the call - and then not followed it up at all..

Which is why I contacted you this morning to put it right - don't worry, if it was anyone here I will sort it out

[chrisk]

Although you may not have someone called neil - It does seem that you have someone who has taken a new business call - and then failing to send an email in response to the call - and then not followed it up at all..

[chrisk]

I said I thought it may have been neil but I wasn't sure.

Yes I have recieved that from him now thanks.

CH

[LisaContractorUmbrella]

I understand from my colleague Rhys that he has now spoken to you and you thought you spoke to someone called Neil - unfortunately we don't have anyone on our sales team of that name. I understand that a template payslip has now been sent to you - if you need anything else or have any questions Rhys will be more than happy to help you

[chrisk]

I don't remember the chaps name I'm afraid.

Looking at my records the number I called was 01206 713 680. I called at 8.55 but the reception was bad - theso called again from a land line shortly after.

The guy I spoke to said he had taken both of my calls.

I have called back this morning and repeated the request.

It's being sent "straight away"

So will wait and see.

CH

[LisaContractorUmbrella]

I have asked around this morning and none of the team have a record of such a call - do you have the name of the person you spoke to?

[chrisk]

And still waiting...

I'll call them again this morning.. but my confidence has already been shaken a little...

CH

[chrisk]

ContractorUmbrella?

I called them this morning. Said I was considering joining but that I'd like to see a template payslip first. This was going to be emailed to me - 6 hours later and I'm still waiting....

[LisaContractorUmbrella]

Yes of course I've asked them and if I'd had a straight answer I wouldnt have been on here asking.

It's fine though. This is the final nail in the coffin of my relationship with them. New contract next month - new umbrella.

Oh OK - well the start date for the payroll month is the only thing I can think to give the 6th of the month as the staging date. I can suggest an excellent alternative umbrella company

[chrisk]

Yes of course I've asked them and if I'd had a straight answer I wouldnt have been on here asking.

It's fine though. This is the final nail in the coffin of my relationship with them. New contract next month - new umbrella.

[LisaContractorUmbrella]

But all of the staging dates on on the 1st of the month. If this has been deferred for 3 months that would be 1st of June surely.

Where does 6th June come from?

CH

Have you tried asking your umbrella company the question? I would guess that it is because the payroll month runs from 6th of each month to the 5th of the following month - they may have chosen to start operating the scheme from the start of the new payroll month

[chrisk]

But all of the staging dates on on the 1st of the month. If this has been deferred for 3 months that would be 1st of June surely.

Where does 6th June come from?

CH

[LisaContractorUmbrella]

Hi Lisa,

I have read the info in this link but it doesn't contain the answer to the questions I am asking.

What I want to know is:

1) Has this date of 06/06/13 been decided by my umbrella company - or would they have had no choice at all and have been compelled by gov legislation to give me this 06/06/2013 date.

I have aksed the umbrella in question have been told that they had no choice in the matter. I find this hard to believe beause in terms of the dates I mention above the is no logical reason why I have been given the date 06/06/2013.

They say:

"We have, as allowed by law, postponed your automatic enrolment in to our Auto Enrolment pension scheme until 06/06/2013, also known as the 'deferral date'. However, if between now and then, you move from being paid monthly to being paid weekly, the deferral date will be 29/06/2013. From the 1st April 2013, you have the right to become a member of the Auto Enrolment pension scheme if you want to. "

I simply want to know who made the decision that my enrolment date had to be 06/06/2013 - because out of any day of the month this is the least convenient to me - and gives me the least chance of being able to avoid contributions.

Thanks

ChrisH

As I said before, the Government made the decision that the staging date should be June 2013 and the Government wrote the legislation with a clause which enables all employers to defer the staging date for 3 months if they so wish. Your umbrella company have told you the truth

[chrisk]

Hi Lisa,

I have read the info in this link but it doesn't contain the answer to the questions I am asking.

What I want to know is:

1) Has this date of 06/06/13 been decided by my umbrella company - or would they have had no choice at all and have been compelled by gov legislation to give me this 06/06/2013 date.

I have aksed the umbrella in question have been told that they had no choice in the matter. I find this hard to believe beause in terms of the dates I mention above the is no logical reason why I have been given the date 06/06/2013.

They say:

"We have, as allowed by law, postponed your automatic enrolment in to our Auto Enrolment pension scheme until 06/06/2013, also known as the 'deferral date'. However, if between now and then, you move from being paid monthly to being paid weekly, the deferral date will be 29/06/2013. From the 1st April 2013, you have the right to become a member of the Auto Enrolment pension scheme if you want to. "

I simply want to know who made the decision that my enrolment date had to be 06/06/2013 - because out of any day of the month this is the least convenient to me - and gives me the least chance of being able to avoid contributions.

Thanks

ChrisH