McCann Review Refunds

[Jumper]

Hi Keanu,

what years were you in a scheme? See the other thread on the site about settlement, others have been told if they are in a TTP, they can benefit from the new terms for the remainder of the balance. If you have fully paid, you wouldn’t get anything back

[Keanu2020]

So, called HMRC back in March 2026, and few chases since to ask about reworking TTP based on new rules.

I settled back in 2020 and wanted to know if i can access the new McCann terms. Its at least a 25% saving for me against old terms.

Zero surprise, absolutely not was the message this week. No way for me to access McCann terms. The guy agreed it was not fair at all, but nothing he could do. I said the message from HMRC then is to never settle, burn everything sent to me, and wait for better terms, he said he couldn't 'officially comment'. If I had not paid, why would I take the McCann terms, probably be something even better in a few years time.

Only options are:

• Formal complaint to HMRC (at least its logged, but expect zero)
• Write to MP (not sure what good that will do in honesty, but again at least logged)
• I asked what happens if i stop paying current TTP arrangements, he was clear I would go to HMRC Debt Management. I asked would they work out a new plan based on the terms? He did not know and all very unclear, though seems a high risk approach as I'm guessing all sorts of unwanted consequences are possible.

Not sure what other options there are, ideas welcome. Open to trying to put a group together if others are interested, maybe more voices is better than one.