I'm about to start a contractor loan scheme settlement with HMRC, and deciding whether to use a tax advisor (seen a couple recommended on here) or whether to DIY it.

I think the pro's for DIY are the cost saving obviously, but also that I will feel/be in full control, and will be able to respond quicker.

The pros for the Advisor are that they may have better comms relationship with HMRC meaning they get quicker responses from them. The advisor may also be able to negotiate better terms when data is lacking and the HMRC have used estimates (is this true?), and also may be able to negotiate better repayment period than an individual (is this true?). Finally the Advisor may have more luck getting contact from the Trustees than I seem to be getting.

Anyone been through the process on their own, than give their view?