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The key point is that you're not an employee of the client, so you are not protected by their employee benefits scheme. You can only sue if you can demonstrate negligence or fault on their part.
You should be able to claim on the insurance of the person driving the car (assuming that it was their fault, of course).
You could, in theory, sue your own limited company, and then use your limited company to pursue a claim against the client's company. But this would be difficult to pursue unless you could show that the client had promised to provide transport as part of the contract.
Think you need a lawyer, but I would expect your only viable claim will be against the individual who caused the accident.
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