Originally posted by stackpole
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Reply to: Employer Respnsibility
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Previously on "Employer Respnsibility"
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Originally posted by wonderwaifBit thin skinned to be a contractor if you ask me.
Never mind Simon, I wrote this just for you:
I woke up this morning
Posted on CUK
Been involved in a car crash
Wanted someone to pay
But those nasty contractors
Hurled abuse my way
I got those Newbie blues
Lord knows I got those Newbie blues
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Originally posted by simon281when my boss reams me at lunchtimes
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Bit thin skinned to be a contractor if you ask me.
Never mind Simon, I wrote this just for you:
I woke up this morning
Posted on CUK
Been involved in a car crash
Wanted someone to pay
But those nasty contractors
Hurled abuse my way
I got those Newbie blues
Lord knows I got those Newbie blues
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Bit of a shame he removed the post, I didn't get to laugh at whatever it was he wrote Oh well....
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Originally posted by zeitghostYou seem to have discouraged the OP, chaps...
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Originally posted by pickleAre you really a contractor?
I mean, who cares about Employer Responsibility when you're your own employer?
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Are that company obliged to pay me whilst I recover
Supose you give your window cleaner a lift to the shops to get a new bucket. Supose you have a crash on the way and window cleaner breaks his legs.
Q. Do you think you would be legaly obliged to keep paying him for the windows he can no longer clean?
A. (in case you hadnt guessed) No.
Q. Could said window cleaner chase, via your car insurance, monies for loss of earnings resulting from the crash.
A. Yes
Q. Will said window cleaner likely see this money any time soon.
A. No
Are you really a contractor?
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No, you aren't (or at least, not directly).
The key point is that you're not an employee of the client, so you are not protected by their employee benefits scheme. You can only sue if you can demonstrate negligence or fault on their part.
You should be able to claim on the insurance of the person driving the car (assuming that it was their fault, of course).
You could, in theory, sue your own limited company, and then use your limited company to pursue a claim against the client's company. But this would be difficult to pursue unless you could show that the client had promised to provide transport as part of the contract.
Think you need a lawyer, but I would expect your only viable claim will be against the individual who caused the accident.
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Your best bet is to seek legal advice and possibly pursue compensation for your loss of earnings through some (ambulance chaser) lawyers.
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You need to speak to a guy called Chico who posts here now and then. He has the answer to everything apparently.
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