Reply to: fecking banks

[hyperD]

and the free porn thing won't get through the Thought Police's firewall.

Hmmm, deffo not safe for work...

Found this on it - can someone tell me - what is "arab sex"?

(With camels?!?!?)

[Fleetwood]

and the free porn thing won't get through the Thought Police's firewall.

[Trinity Fillsen]

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[stackpole]

Yeah and the poorest 20% of Britians pay for the 80% of us who have "free" banking.

Do they?

[Mailman]

Well it is only fair lilelvis. After all, 20% of the working population pay for 80% of the country to stay at home and do nothing apart from producing kids!

Mailman

[lilelvis2000]

Being expensive and slow on all these things allows us all the get 'free' banking and is how our banks stay so profitable.

Yeah and the poorest 20% of Britians pay for the 80% of us who have "free" banking. Anyone tried a credit union?

[ratewhore]

Yep. He's call Brian.

touche

[Epiphone]

Is that why it's called CHAPS? Because of the chap who checks the details...

Yep. He's call Brian.

[bogeyman]

Is that why it's called CHAPS? Because of the chap who checks the details...

ha! very good

[ratewhore]

Is that why it's called CHAPS? Because of the chap who checks the details...

[Epiphone]

BACS is gone by Summer 2007 replaced by BACS-IP something or other. CHAPS costs more cause someone at the clearing house manually checks the source and destination accounts.

[expat]

I agree! There is no reason why a cheque should take 3 days to clear

a what? Is that some kind of money transfer?

[threaded]

Don't praise the worthy, and people won't compete.
Don't value material wealth, and no one will steal.
Don't tempt, and no one will crave.

Therefore, when the Sage leads,
She clears our minds and fills our hearts,
Weakens ambitions and strengthens bones.
When you eliminate greed and excess desire,
There can be no evil.

Go with the flow,
And all will be good.

[OwlHoot]

Actually, there is a reason - the banks can invest that money on the overnight markets, make a pretty penny or six before deigning to pass on the funds to the intended recipient. You pay a fortune for same day transfers, like CHAPS, because they are losing money, not because there is an additional administrative burden.

and I think the Government makes some money by taxing interest the funds earn while in the Bank of England's clearing accounts.

It's only a few million quid a year, but for a greedball like Brownstuff enough to discourage any moves to shorten the time the funds are in transit between accounts.

[Lucifer Box]

Seen a few ads recently where the banks are telling us how great they are because they now pay interest on money credited straight away. Just heard another one for Lloyds TSB on the radio and it annoys the feck out of me.

Whoopee-doo. And for the big 4 that's at a whopping 0.1% so that's really going to hurt them.

Then again, why not buy shares in the big 4 and reap the rewards? Be part of the problem, not part of the solution.