Professional Indemnity Insurance

[psychocandy]

QDOS for me. £20 a month.

Current client never asked about it but my contract does state I need to have it. Probably best to get after all its only £20.

[PandyLegend]

Tried Qdos but their quote system is weird and complicated, and they're not that cheap - that cartoon judge began to get on my nerves too.

Got mine from Professional Insurance Agents. Gave me a choice of about 4 or 5 different insurance companies and I got my liabilities as well at the same time. Only took about 5 minutes.

[wurzel]

Got mine through QDOS. They throw in 3 (I think) free contract reviews in with the deal to boot.

[PAH]

Depends what you business area are contracting in

It must do. In over 12 years of contracting I've neither had insurance (for anything contracting related) or been asked to prove I have any.

It's probably more relevant if you work on critical systems where one slip can be fatal. As a developer I can always blame the testers.

I think my aversion to optional insurances stems from my dad always getting insurance on everything he buys, and seeing how much it all adds up to. Currys et al must love him.

[budgy]

nice one folks!
I went with the wise gingerjedi's recommendation, cheap as a chips and the flexibility to cancel after a few months is what I wanted.

[gingerjedi]

Not everyone has a low-level, non-business-critical, public-sector role like you where it doesn't matter if you balls it up.

HTH

You've described my current role, they still insisted.

When I was working on fuel and landing gear test rigs they never asked.

[SueEllen]

Depends what you business area are contracting in as some people get away with £250K while others need £5 Million

You will however find that most of the insurance brokers will use the same underwriters to insure you so the different in price is a few quid.

[sasguru]

Cheapest option is to skip the insurance and then not **** anything up.

HTH BIDI

Not everyone has a low-level, non-business-critical, public-sector role like you where it doesn't matter if you balls it up.

HTH

[ChrisPackit]

See thread below I started a while back.

http://forums.contractoruk.com/busin...insurance.html

HTH

[gingerjedi]

Qdos - Pay monthly and cancel when you're done.

[budgy]

its absolutely necessary

[DimPrawn]

Cheapest option is to skip the insurance and then not **** anything up.

HTH BIDI

[budgy]

Chaps and chaplettes

I need to have this sorted, but want the cheapest and best option, who would you clever folks recommend?

nice one.