Car Insurance

[shaunbhoy]

Do what it takes to get the cheapest insurance provided you can justify the address provided in some way or form.

But that would be immoral, and a slap in the face for all those nice insurance people who bend over backwards to assist you in the event you are ever required to call upon their services. How could you sleep at night?

[NorthWestPerm2Contr]

Do what it takes to get the cheapest insurance provided you can justify the address provided in some way or form.

[PAH]

Should you not insure at at the registered keeper's address?

Not necessarily. They usually want to know where the vehicle is kept overnight (e.g. I once used a friend's garage who lived miles away from my home, for my 2nd car) and where it is usually parked during the day (e.g. office car park).

So for my own circumstances, the registered address is my permanent address, but the car is usually kept at my temporary address which I rent near the client site if working away from home.

[mudskipper]

Should you not insure at at the registered keeper's address?

[NorthWestPerm2Contr]

No because while technically they are 2 cars, one of them is a complete banger. I put £40 of petrol in it at the weekend and it's overall value went up by 10%!

Bought it off mu cousin for £400 and to be honest I can't fault it. A v reg pug 206 with 70,000 miles on the clock. It looks like tulip but it's done what I needed it to do! Just need it to last for another 12 months and then will trade it in for another, better car

Are you sure your not a permie?

[BoredBloke]

No because while technically they are 2 cars, one of them is a complete banger. I put £40 of petrol in it at the weekend and it's overall value went up by 10%!

Bought it off mu cousin for £400 and to be honest I can't fault it. A v reg pug 206 with 70,000 miles on the clock. It looks like tulip but it's done what I needed it to do! Just need it to last for another 12 months and then will trade it in for another, better car

[shaunbhoy]

Cheers that's what I was planning to do.

Tony "Two Cars" English.
Not related are you to...........?

[BoredBloke]

Insure at the cheaper address and if you have to claim whilst at the other say you were just visiting, if it can be proven you have two addresses and are frequently at the other.

This is what I do when temporary renting near client sites when working away from home.

Cheers that's what I was planning to do.

[PAH]

Insure at the cheaper address and if you have to claim whilst at the other say you were just visiting, if it can be proven you have two addresses and are frequently at the other.

This is what I do when temporary renting near client sites when working away from home.

[BoredBloke]

I currently own 2 cars - neither are worth much. i keep one at home up north and one stays down here for commuting between where I stay and the train station. Where I live is in a high insurance group and where I stay is in a very low one. Periodically I swap the cars over when one needs a service etc, usually when I have to pick my son up from school in Worcester. So when it comes to insuring them, what address should be used? They will both spend about half of the year in the cheaper location. The difference is a drop from 550 to 600 down to about 300 a year, on both cars.