Reply to: Car Insurance

[TimberWolf]

[AtW]

FTFY

[Drewster]

Sorry Tony! I was well out of order and spouting more and more bollux as I dug a hole deeper and deeper for myself. I wish I was man enough to admit I was wrong rather than just pretend it was a joke all along!

FTFY

[AtW]

No it wasn't - that's you trying to get out of this with some semblance of credibility. You fully believed what you were saying

I certainly wound you up well

[BoredBloke]

It was a wind up Tony - relax!

No it wasn't - that's you trying to get out of this with some semblance of credibility. You fully believed what you were saying

[DiscoStu]

It was a wind up Tony - relax!

[AtW]

Oh and one final couple of points

From my first post

"But I was wondering if it was possible to have it added to my existing policy and what effect it would have. i.e would it be possible and more cost effective? "

As you can see I was asking if it would be more cost effective to have this car added to my existing policy or take out a seperate one. Some insurance companies offer a second car discount.

And form your post

"who gets insurance only for legal reasons "cuz you have to have one", expecting "not to claim" in Tony's words"

I think you will find that is why a great many people buy insurance! As for the not to claim comment. My point was

if the car got stolen
if the car got broken into
if it got damaged
I would not claim due to the effect it would have on my insurance profile.

It was a wind up Tony - relax!

[AtW]

What I said was

I am easily wound up guy

FTFY

[BoredBloke]

Oh and one final couple of points

From my first post

"But I was wondering if it was possible to have it added to my existing policy and what effect it would have. i.e would it be possible and more cost effective? "

As you can see I was asking if it would be more cost effective to have this car added to my existing policy or take out a seperate one. Some insurance companies offer a second car discount.

And form your post

"who gets insurance only for legal reasons "cuz you have to have one", expecting "not to claim" in Tony's words"

I think you will find that is why a great many people buy insurance! As for the not to claim comment. My point was

if the car got stolen
if the car got broken into
if it got damaged
I would not claim due to the effect it would have on my insurance profile.

[Moscow Mule]

close to ranting

Is there a "fish in a barrel" smiley?

[BoredBloke]

You did not say at start of thread that it was 1420 - the quoted numbers by you are 400 and 260: that's pretty low end.

Perhaps the ability to read might be of use here. What I said was

"Next week I'm about to start my new role in London. I'll be staying a bit out of London and travelling in each day from West Ruislip. I'm buying a cheap banger that I'll use to commute from my mates house to the tube station each day. This thing is only going to be 400 so and I have had a quote to insure it for about 260. But I was wondering if it was possible to have it added to my existing policy and what effect it would have. i.e would it be possible and more cost effective? "

The car is 400 and the lowest quote I had was 260. I did not scroll down to see how far it went. I did the search on goCompare especially for you to show that there was a range of quotes and it wasn't just a couple of quid. Also, the lowest quote I got was from Swinton who, correct me if I am wrong, is not some little tin pot insurance compnay.

[AtW]

More rubbish and assumptions.

The car will be cheap because it's old (Year 2000). It has a valid MOT until the end of Jan and has been used regularly by a relative (known history) and serviced. I wanted a cheap car for the following reasons

1 - I wanted something that I could leave at the train station car park which would not attract attention and which I would not be bothered if it got scratched etc.

2 - I'm going to be using the train to commute between Manchester and London on Monday and Friday. I wanted to have my main car available up at home for weekend use.

Because the car is cheap it does not mean that I will suddenly start driving like a tit - I value cheap insurance too much!

Ok then, I'll let you off this time.

[BoredBloke]

The main point here is different though - someone who earns big $$$ in London looks to save a few quid on insurance and driving a cheap banger (such cars should not be in the road as their owners won't value their or other people's cars).

More rubbish and assumptions.

The car will be cheap because it's old (Year 2000). It has a valid MOT until the end of Jan and has been used regularly by a relative (known history) and serviced. I wanted a cheap car for the following reasons

1 - I wanted something that I could leave at the train station car park which would not attract attention and which I would not be bothered if it got scratched etc.

2 - I'm going to be using the train to commute between Manchester and London on Monday and Friday. I wanted to have my main car available up at home for weekend use.

Because the car is cheap it does not mean that I will suddenly start driving like a tit - I value cheap insurance too much!

[AtW]

How do you know that? I just did a search with go compare and the quotes went from 315 to 1420. (cornhill direct) That's not a few quid.

You did not say at start of thread that it was 1420 - the quoted numbers by you are 400 and 260: that's pretty low end.

[Drewster]

This is great. Go on AtW, you know they're all wrong.

AtW has (to his credit) never been afraid of being in a minority.......
....unfortunately (not to his credit) he often doesn't know Jack Tulip!!