Hi

Can anyone recommend a provider of permanent health insurance who protect a reasonable level of income (who cover dividends) and have a good track record of paying out. I'd also like the policy to cover against me not being able to carry out my current occupation, as opposed to any occupation. ie. they won't argue that you can still work as a cleaner or something. It would also be useful if the provider gives the option of 'inflation proofing' the amount covered.

Many thanks in advance,

Z