Reply to: Did anyone read this in The Sun

[LegendsWear7]

And the shame of it is that "Mr Plenty Quickly" from Bombay with absolutely no U.K. credit history passes his anti-fraud, credit and legal checks with flying colours.

Yup. I've observed that.
In my own case at current client I had to go through all checks from records in country of my passport. Haven't lived in UK for nearly 11 years so utterly pointless. As the police HQ told me, I could have spent the last decade in a foreign jail and they would be none the wiser and give me a clean sheet.

[eliquant]

And the shame of it is that "Mr Plenty Quickly" from Bombay with absolutely no U.K. credit history passes his anti-fraud, credit and legal checks with flying colours.

[alser20]

The 37-year-old had fought off hundreds of rivals to be earmarked for a £400-a-day role.

Could be the new fight club.

You do NOT talk about fight club.
I thought everyone knew that.

[Doggy Styles]

How hard is it to disappear?

[Mich the Tester]

As more use is made of background checks like this and the odious ID card then more people will find that their livelihoods destroyed. As the recession goes on many more people will have black marks against them. Some will be minor others greater. However, no matter how trivial it will be used to filter out applicants. Many of those who lose their jobs will never have a meaningful job again.

Which will force more people to resort to fraud and other crimes, thereby proving the ID card thing to be snake oil. How long before employees of credit agencies and ID card agencies are caught accepting bribes from desperate members of the public?

[HairyArsedBloke]

As more use is made of background checks like this and the odious ID card then more people will find that their livelihoods destroyed. As the recession goes on many more people will have black marks against them. Some will be minor others greater. However, no matter how trivial it will be used to filter out applicants. Many of those who lose their jobs will never have a meaningful job again.

[Doggy Styles]

Every time I hear stories like these, I'm reminded of the expression:

"If you're innocent you've nothing to fear"

[scaramanga]

This raises a more serious issue IMO which is that these credit reference agencies, and companies who use them, need to be more tightly regulated.

Essentially you've got minimum wage plebs messing around with data that can really screw with people's lives.

By way of an example, when I set up my Ltd a couple of years ago I moved my Orange mobile phone contract from a personal account to a business account. They sent a final bill for the personal account which I paid by cheque. However, they instead credited the cheque to the 'newly created' business account and put the personal account into default.

Even after I called Orange and corrected it, they still put a red missed payment alert on my credit file. Something I was only aware of because I pay for access to Experian through Identity Protection Plan.

I was able to get it taken off by Experian but the amount involved was trivial (£50 or something) and there are numerous tales of woe out there at the moment, relating to people not being able to roll over mortgages etc. for similar reasons.

[Bagpuss]

The Sun has more ABC1 readers than all the broadsheets put together. You'll find more copies of the Sun on trading floors in the City than the FT.

Page3.com is a required visit every day in my office.

Are you going to object to this from the Sun?

Trading floor Barrow boys read The Sun shocker! Maybe that's why UK finance got in such a mess!

[Mich the Tester]

The Sun has more ABC1 readers than all the broadsheets put together.

Meanwhile, those of us who have mastered the rest of the alphabet read The Times.

[HairyArsedBloke]

I'd have sacked him for reading The Sun

The Sun has more ABC1 readers than all the broadsheets put together. You'll find more copies of the Sun on trading floors in the City than the FT.

Page3.com is a required visit every day in my office.

Are you going to object to this from the Sun?

[tino]

What on earth are you guys talking about?

Fitba' my good man - Scottish Fitba'

[Mich the Tester]

I've got a ticket for Tannadice. Don't know if that's a good thing or not yet.

Hertz will turn them over and I feel the Tannadyce hoodoo will be broken!

I'll be watching it with the Child who at 11 months knows which side he's following

What on earth are you guys talking about?

[tino]

I've got a ticket for Tannadice. Don't know if that's a good thing or not yet.

Hertz will turn them over and I feel the Tannadyce hoodoo will be broken!

I'll be watching it with the Child who at 11 months knows which side he's following

[Bagpuss]

I'd have sacked him for reading The Sun