SMUG post for today.

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Cyberman replied

17 October 2008, 14:04
Originally posted by blacjac View Post

Really?

they just reduced mine

Yes, I read it somewhere yesterday so I assumed that F/D would not reduce also...... perhaps they are only reducing trackers which they have to do if it is in your mortgage contract. Good news for you also then!!
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blacjac replied

17 October 2008, 13:58
Originally posted by Cyberman View Post

Not necessarily true because it depends on the type of mortgage, but I must admit after reading yesterday that parent company HSBC were not reducing their rates, I am very surprised indeed to get this good news !!

Really?

they just reduced mine
Leave a comment:
shaunbhoy replied

17 October 2008, 12:40
Originally posted by sasguru View Post

So let me get this straight. You're smug because you're paying 4.5% on a huge loan on a massively depreciating asset.
Good, the economy needs mugs like you.

Well not everyone is comfortable still living at home with their parents like you sg. Horses for courses and all that. Does Mumsy still do your dobie?
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sasguru replied

17 October 2008, 12:37
So let me get this straight. You're smug because you're paying 4.5% on a huge loan on a massively depreciating asset.
Good, the economy needs mugs like you.
Leave a comment:
BrilloPad replied

17 October 2008, 12:36
Originally posted by Cyberman View Post

I just opened my mail and have been advised by First Direct that they are reducing the interest rate on my offset mortgage from 5% to 4.5%.

Thus, they are passing on the full cut !!! Not many people can say that.

And how much is the value of your house going down by?
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PM-Junkie replied

17 October 2008, 12:33
Originally posted by BolshieBastard View Post

Even smugger post of the day, what's a mortgage?

Hehehehehehehe.....that is a top post
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TheFaQQer replied

17 October 2008, 12:23
Originally posted by Cyberman View Post

I just opened my mail and have been advised by First Direct that they are reducing the interest rate on my offset mortgage from 5% to 4.5%.

Thus, they are passing on the full cut !!! Not many people can say that.

I can.

HTH.
Leave a comment:
Cyberman replied

17 October 2008, 11:52
Not necessarily true because it depends on the type of mortgage, but I must admit after reading yesterday that parent company HSBC were not reducing their rates, I am very surprised indeed to get this good news !!
Leave a comment:
BolshieBastard replied

17 October 2008, 11:51
Even smugger post of the day, what's a mortgage?
Leave a comment:
The Lone Gunman replied

17 October 2008, 11:45
Originally posted by Cyberman View Post

Not many people can say that.

No, just you and X000 other FD customers.
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Cyberman started a topic SMUG post for today.

17 October 2008, 11:40
SMUG post for today.

I just opened my mail and have been advised by First Direct that they are reducing the interest rate on my offset mortgage from 5% to 4.5%.

Thus, they are passing on the full cut !!! Not many people can say that.
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