First-time buyer .... should I jump on the ladder ?

[Likely]

Andyw option is to introduce a little humour, not to just put Andyw as an option.

HTH

Oh that's what it is....

[Xenophon]

I have no worthwhile opinion to offer on your dilemma, although I do have a pointer about polls.

While I warmly welcome you including him the idea of including an Andyw option is to introduce a little humour, not to just put Andyw as an option. In this poll for example, you could have used "Andyw is my mortgage advisor."

HTH

Good Andyw poll option advice there, Stu.

Like it.

[DiscoStu]

No that would be $389281165144.41 ZWD

If you're buying in ZWD I'd leave it a few days, you'll get 4 times as many to the £ by Monday

[Diver]

130,000 Zim Dollars

This is Newport after all.

No that would be $389281165144.41 ZWD

[chicane]

£130,000.

130,000 Zim Dollars

This is Newport after all.

[DiscoStu]

I have no worthwhile opinion to offer on your dilemma, although I do have a pointer about polls.

While I warmly welcome you including him the idea of including an Andyw option is to introduce a little humour, not to just put Andyw as an option. In this poll for example, you could have used "Andyw is my mortgage advisor."

HTH

[Diver]

I'll sell you a three bed house with private parking and nice gardens for £130,000.
£20,000 down (cash in hand) and even sort out a mortgage for you.

You will have to move to Newport in S Wales though

[Xenophon]

Don't ask me. I tend to buy high and sell low.



Well done on including the Andyw option in the poll.

[DimPrawn]

I reckon that there are some very good deals to be had at the moment, but if you wait until the end of the year you could find better still.

I suggested to a friend last year that they wait a year or so to buy because I foresaw a crash, but they went ahead and bought because they had found the place that they really wanted.

In the long run you will never lose out as long as you buy only what you can afford.

Yes, 40% higher than next year.

[Cyberman]

I reckon that there are some very good deals to be had at the moment, but if you wait until the end of the year you could find better still.

I suggested to a friend last year that they wait a year or so to buy because I foresaw a crash, but they went ahead and bought because they had found the place that they really wanted.

In the long run you will never lose out as long as you buy only what you can afford.

[BrianSnail]

Only buy when no one mentions doom for three days running...I reckon sometime in 2011.

[sasguru]

If you're going to keep it for 10 years, yes. But I don't see advantage of buying over renting?

[Pickle2]

Dont be so fecking stupid.

Just rent a cheap place and keep it on even when you are in contract elsewhere, if thats what you really need.

[Likely]

I don't have a house but .... I have 20 K deposit for mortgage plus some more for mortgage fees/charges. I am very eager to acquire small 1 bedroom to resort to between contracts.

I very much know that it is not the time to buy at the moment but I need to have some place where I can "re-group" when in-between contracts. At the moment I am getting pissed off by my lifestyle , which involves constant renting after my contracts.

For these purposes I am considering getting a small studio or 1 bedroom flat for 150 000 max. Would you do it ?