Instead of buying that fancy coffee everyday...

[realityhack]

Try here for coffee beans. http://www.discountcoffee.co.uk/

Cheers TLG - also, will get back to you re the PM. There's quite a lot to say so will take a look at the weekend.

[The Lone Gunman]

I actually took the forum's advice on this from a thread some time ago - and duly popped a coffee grinder on the wedding gift list.
Now, I take the Blue Mountain beans out of the freezer in the morning, grind, filter, and have the best damn coffee I've tasted in a long time. Who needs to buy coffee from Costa, Nero or Starbucks? It tastes like tulip in comparison. Cheaper in the long run too.

Try here for coffee beans. http://www.discountcoffee.co.uk/

[ace00]

Discount inflation, 7% return over 30 years, we're all millionaires. Boomed.. These FAs really know their stuff.

[Jog On]

What if you were claiming that daily coffee against corp tax?

[Marina]

You can't put tea into a pension.

Not even a pension pot?

Yes, there is a "t" in "pension pot" but not in "pension".

[Peoplesoft bloke]

Who's getting 7% returns on their pension?

[Bagpuss]

You can't put tea into a pension.

Not even a pension pot?

[DimPrawn]

What about tea?

You can't put tea into a pension.

[TimberWolf]

If a 35-year-old were to put all the money they spend on coffee into their pension pot instead, at 65 they would receive £3,843 more in their pension every year for the rest of their life. Boomed!

What about tea?

[Bagpuss]

I read quite an interesting article a while back in some sunday paper about how to feel guilty over spending practically anything before retirement because you were effectively robbing yourself. IMHO, if you want a coffee, then have it. You could get hit by a bus.

I'd prefer the coffee, Buses can hurt

[realityhack]

I actually took the forum's advice on this from a thread some time ago - and duly popped a coffee grinder on the wedding gift list.
Now, I take the Blue Mountain beans out of the freezer in the morning, grind, filter, and have the best damn coffee I've tasted in a long time. Who needs to buy coffee from Costa, Nero or Starbucks? It tastes like tulip in comparison. Cheaper in the long run too.

[Cheshire Cat]

I read quite an interesting article a while back in some sunday paper about how to feel guilty over spending practically anything before retirement because you were effectively robbing yourself. IMHO, if you want a coffee, then have it. You could get hit by a bus.

[DimPrawn]

Yet that single daily caffeine hit could cost me thousands, according to Malcolm Cuthbert, of financial management company Killik and Co.

Discounting inflation, he calculated that by saving on the daily cappuccino, the average 30-something could add £3,843 a year to their retirement pot.

Here's the maths: someone spending £1.80 on coffee every day is handing over £468 for the luxury every year. When compound interest of 7% is taken into account, this would amount to a total of £8,648 over 10 years, £25,661 over 20 years and £59,127 over 30 years.

If a 35-year-old were to put all the money they spend on coffee into their pension pot instead, at 65 they would receive £3,843 more in their pension every year for the rest of their life.

Boomed!