Reply to: Sterling or Euro Travellers' Cheques

[MarillionFan]

Travellers Cheques

I regularly use travellers cheques. Normally £5k-£10k at a time as I always find that Thai baht for the same amount requires a suitcase.

[Rebecca Loos]

Hero, I think! Robbing the rich (banks, UK IR) to give to the poor (me)

[Francko]

Good point wendigo! They should be called sharks, not banks. You UK people who complain about your banks, they are still 100 times better than anything in Antipodea calling themselves "bank".

You are fully justified when robbing them!

Ned Rebecca Kelly - a thief or a hero?

[Mailman]

Well I wouldnt say 100 times...maybe closed to 99 is a bit more accurate!

Mailman

[Rebecca Loos]

They have banks in NZ?

Good point wendigo! They should be called sharks, not banks. You UK people who complain about your banks, they are still 100 times better than anything in Antipodea calling themselves "bank".

[wendigo100]

If only my bank manager from NZ could see me now!

Mailman

They have banks in NZ?

What do they keep in them?

[Mailman]

No, you've just never noticed, which is not the same thing. HSBC (amongst others) hide the charge by including it in the line item on your statement in the form of a crappy rate.[/url]

No...I dont get charged any fee's because Im a preferred customer

Gawd its so nice being in a country where my bank thinks of me as an investment and not a bludger! If only my bank manager from NZ could see me now!

Mailman

[Bagpuss]

But you may pay extortionate charges, Halifax for example charges 2.75% + £1.50 per transaction if you use an ATM abroad.

The only one who does not charge currently is Nationwide.

Nationwide are v Good. They don't charge a fee AND give you the proper exchange rate (as close as damn it to the currency market rate) much better than exchanges sell at. I don't understand why people still use Barclays, Natwest HBOS etc

[Francko]

But you probably don't need that much cash anyway as you can pay by credit card for most transactions, same as here really...

Rebecca in "Travelled 5 continents, me!" mode

Do you pay in the shops or you just nick here and there.

ned "rebecca" kelly

[The Lone Gunman]

Rebecca in "Travelled 5 continents, me!" mode

Show Off! Only managed 3 meself.

[Rebecca Loos]

best way to get some foreign cash is to buy on line at Travelex or such store.... best rates no commission, if you think you know how much you want approx
Of course it can be nicked but France isn't too bad really apart from a few dodgy cities, so keep the cash in your pocket and you'll be sweet!
But you probably don't need that much cash anyway as you can pay by credit card for most transactions, same as here really...

Rebecca in "Travelled 5 continents, me!" mode

[The Lone Gunman]

And you’d do all this for a family holiday in France? Good grief man, just take some Euros and a few cards and stop making life so complicated.

I know its a little over board for some people.
Comes in handy when you have been commuting to mainland Europe for work since 1998 though.
Used to pay a fortune in exchange rate differences and then overseas transfers. God bless the Euro.

[ControlG]

CG are you an American by any chance?

Nope!

[DodgyAgent]

Thanks for the info.

Puzzled as to why someone who isn't inspired by foreign travel is automatically some doddery old fool who is a menace to other road users; but hey! never mind

CG are you an American by any chance?

[planetit]

I find that an overseas bank account in Euros helps particularly when I have another with the same bank in GBP. It also helps to have an onshore account with the same people, thus avoiding exchange rate and bank transfer fees.

And you’d do all this for a family holiday in France? Good grief man, just take some Euros and a few cards and stop making life so complicated.