Reply to: New Mobile

[Bagpuss]

The only option is the iPhone it's totally nigel

[TheFaQQer]

Yeah I know, but what harm can it do?

If i can't claim for it I can't claim for it simple as that.

If you can't claim for it, and have done, then there is a higher chance that HMRC will take a greater interest in the rest of your company, what other expenses you've allowed, what contracts you have done, PAYE etc. etc.

Which sounds like a lot of expense and pain for saving a few quid on your mobile phone bill.

Each to their own, though.

[chef]

whats the deal if you get a personal contract but set your direct debits up through your business bank account?

still claim it all as a business expense? (no vat, ct etc.)


this has been a reccomended approach as my company would fail a credit check given its only been set up a month.

a mate of mine has only had his company for 4 months and he passed the credit check with t-mobile with no problems for a business tariff.

[dotnetter]

Yeah I know, but what harm can it do?

If i can't claim for it I can't claim for it simple as that.

[TheFaQQer]

My company was refused by O2 only been running year and half so I took out a personal contract instead out of the companies account. Accountant says it's alright.

For the record I got a BlackBerry curve and I love it, very solid phone for calls, email and internet, full querty keyboard but still small enough to stick in your pocket.

Accountant ain't liable for when HMRC tell you that it's not allowed.

[dotnetter]

My company was refused by O2 only been running year and half so I took out a personal contract instead out of the companies account. Accountant says it's alright.

For the record I got a BlackBerry curve and I love it, very solid phone for calls, email and internet, full querty keyboard but still small enough to stick in your pocket.

[mailric]

good point but...

Have you tried offering to pay them some money up front?
I can't see them refusing to give you a contract if you pay the first x months of line rental up front.....

good point, but the last too shops i've been in seem to frigin stupid to understand my situation.

seem to have differing opinions on this.. wander what an accountant might think............ (guys/gals?)

[RandyW]

In my day we didn't need new fangled gadgets like telephones.

[r0bly0ns]

whats the deal if you get a personal contract but set your direct debits up through your business bank account?

still claim it all as a business expense? (no vat, ct etc.)


this has been a reccomended approach as my company would fail a credit check given its only been set up a month.

Have you tried offering to pay them some money up front?
I can't see them refusing to give you a contract if you pay the first x months of line rental up front.....

[TheFaQQer]

whats the deal if you get a personal contract but set your direct debits up through your business bank account?

still claim it all as a business expense? (no vat, ct etc.)


this has been a reccomended approach as my company would fail a credit check given its only been set up a month.

It's been argued before, and it's a grey area.

My opinion would be that if there was an investigation, since the contract is in your name, and they did the credit check on you, then it would not be classed as a business tariff, therefore you could not claim the whole bill as an expense.

You can still claim the business related calls, and the VAT on those, but no line rental and no personal calls, as you can with a business tariff.

[mailric]

whats the deal if you get a personal contract but set your direct debits up through your business bank account?

still claim it all as a business expense? (no vat, ct etc.)


this has been a reccomended approach as my company would fail a credit check given its only been set up a month.

[Dark Black]

When I moved from my personal tariff with Orange to my Business tariff with Vodafone (which went very smoothly btw) I got loads more free mins and texts for about a tenner a month less, and a nice shiny new N95 to boot.

No complaints here

[r0bly0ns]

Thing is though, I think the mobile operators play on the tax benefits to a degree by pushing up the prices of the business tariffs accordingly. I'm on a personal tariff costing £15/month for around 100 texts and 600 mins of calls - I doubt you'd get anything nearly that competitive on a business tariff unless on bulk discount.

Not T-Mobile, the Business Flext Tarrifs cost exactly the same as the personal ones.

The only difference is the prices for business ones are listed Ex VAT.

[Moscow Mule]

Thing is though, I think the mobile operators play on the tax benefits to a degree by pushing up the prices of the business tariffs accordingly. I'm on a personal tariff costing £15/month for around 100 texts and 600 mins of calls - I doubt you'd get anything nearly that competitive on a business tariff unless on bulk discount.

This is where the negotiator in you comes out and demands they give you a personal tariff on your business account.

[chicane]

If the contract is personal, you can claim back business related calls, but no line rental.

If the contract is business, then you can claim the whole bill, including line rental and personal calls. So it comes out of the company as an expense, with no CT to pay or personal tax on it.

Thing is though, I think the mobile operators play on the tax benefits to a degree by pushing up the prices of the business tariffs accordingly. I'm on a personal tariff costing £15/month for around 100 texts and 600 mins of calls - I doubt you'd get anything nearly that competitive on a business tariff unless on bulk discount.