"The Association of British Insurers (ABI) has defended the inclusion of ransomware payments in first-party cyber-insurance policies.
It said insurance was "not an alternative" to doing everything possible to first minimise the risk.
However, it added that firms could face financial ruin without the cover.
Prof Ciaran Martin, former head of the National Cyber Security Centre, said the UK needed to rethink its policies on ransomware."
Insurers defend covering ransomware payments - BBC News
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