you'll be fine with your existing cover.
You only need a more substantial cover if driving is specifically part of your job and/or if you often transport company property in your vehicle. But going from site to site to perform work on - site (as opposed to the driving being part of your specific tasks) is covered by standard policies.
- Visitors can check out the Forum FAQ by clicking this link. You have to register before you can post: click the REGISTER link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. View our Forum Privacy Policy.
- Want to receive the latest contracting news and advice straight to your inbox? Sign up to the ContractorUK newsletter here. Every sign up will also be entered into a draw to WIN £100 Amazon vouchers!
Reply to: Car Insurance
Collapse
You are not logged in or you do not have permission to access this page. This could be due to one of several reasons:
- You are not logged in. If you are already registered, fill in the form below to log in, or follow the "Sign Up" link to register a new account.
- You may not have sufficient privileges to access this page. Are you trying to edit someone else's post, access administrative features or some other privileged system?
- If you are trying to post, the administrator may have disabled your account, or it may be awaiting activation.
Logging in...
Previously on "Car Insurance"
Collapse
-
Car Insurance
Hi
I'm starting a contract shortly for a new client under a new umbrella company (first time - used my ltd co until now).
Where do I stand with car insurance? I've got business and social/pleasure and travel to/from work with my existing policy but now I'm an employee of an umbrella will I be insured for travelling to client sites? I'm guessing I'll be OK going to the same place everyday for a few months but I'm not sure about cover if I travel *between* client sites.
What d'ya think?
thanks
BobTags: None
- Home
- News & Features
- First Timers
- IR35 / S660 / BN66
- Employee Benefit Trusts
- Agency Workers Regulations
- MSC Legislation
- Limited Companies
- Dividends
- Umbrella Company
- VAT / Flat Rate VAT
- Job News & Guides
- Money News & Guides
- Guide to Contracts
- Successful Contracting
- Contracting Overseas
- Contractor Calculators
- MVL
- Contractor Expenses
Advertisers
Contractor Services
CUK News
- Contracting Awards 2026 opens for entries — with new AI category Today 07:26
- Contractors, beware these four traps in the UK’s Statutory Residence Test Yesterday 00:23
- ‘Stable’ IT contractor demand moved near growth in February 2026 Mar 10 06:49
- What is a tax-efficient salary for 2026/27 as a limited company director? Mar 9 06:23
- Why the McCann Review is the latest failure of the Loan Charge scandal Mar 6 06:53
- What did Spring Statement 2026 say about mortgages? Mar 5 07:29
- Rachel Reeves overlooks contractors in ‘thin’ Spring Statement 2026 Mar 4 07:15
- Spring Statement 2026: chancellor’s full speech Mar 3 21:03
- Unlike today’s ‘boring’ Spring Statement 2026, Make Work Pay is transformative for contractors Mar 3 07:45
- Here’s Joint & Several Liability’s big misconception, and 5 key risks Mar 2 06:59

Leave a comment: