Do I need a business Account?

[Polly]

Thanks for the prompt replies guys, I'm going to cancel it tomorrow.

Once again thanks

[SueEllen]

You don't need a business account unless the bank catches you using your current account for business.

If you are only putting £15/10 of cash in every week or so I doubt they will if you don't say anything.

[Jessica@WhiteFieldTax]

Concur.

If you are limited its good practice, if not essential, to have one, but I'm presuming you are a sole trader? In which case desirable, but by no means essential. If you are worried about costs just open a second personal account somewhere, mentally designate as business, and use it as such - just don't tell the bank it's with.

[captainham]

If you're only a sole trader then you don't need a business bank account, you can use your own but just make sure you keep adequate records to keep the trading cash separate from your personal cash.

[Polly]

I was self employed but now I'm 65 and don't do much work at all really, however I still have my bank account as occasionally I'm asked to do a little work, this is reported to Inland Revenue I fill in a return each year. The money I receive is so very small it maybe 10/15 pounds a week on occasion but that's not every week. I only do this as the people are friends and I don't like to refuse.
My question is do I need to keep this Business Banking account as no money goes in and no money comes out, but I still pay charges.
Thanks for any advise offered.