Hearing of one big player (no names due to them being potentially spammed by agencies) in the insurance market looking at implementing BYOD for contractors as part of leading them towards an outside determination. Permies will be provided with laptops, contractors have to bring your own device. A ray of light in the storm - at least one other insurer is looking keenly at what they're doing too. Nice to see that the risk industry are acting more proportionately than others.