Reply to: CashPlus ok(with employers) for Financial Services contractors?

[kumarz]

thanks mate, sent

We can carry it out over the phone for you?
Drop me a message and I'll ask one of my team to call you.

For future reference though, how much should this be expected to cost please?

EDIT: he was on about the CashPlus setup(which I am happy to do myself online), not the Fraud check(s).

[Dan@OrangeGenie]

heheh, its in my best interests to cover everything, but I do think I am missing something, just don't know what. The only thing vaguely dodgy I have done is to have bought and sold bitcoin using a personal bank account(and not often either).

We can carry it out over the phone for you.

[kumarz]

It can be something simple as receiving money from a relative through your UK bank account who is outside Western Europe.

Transferwise ? Only thing I can think of(to trf pounds to dollars @ my own account in the US).

[kumarz]

National Hunter uses Experian

I think there may be something you're not telling us.

heheh, its in my best interests to cover everything, but I do think I am missing something, just don't know what. The only thing vaguely dodgy I have done is to have bought and sold bitcoin using a personal bank account(and not often either).

[SueEllen]

National Hunter uses Experian

"Our main role is to ensure all key stakeholders are working together to share data fairly, accurately, and effectively. To do this, our members use a system which is operated by our service provider Experian Decision Analytics. "

I think there may be something you're not telling us.

It can be something simple as receiving money from a relative through your UK bank account who is outside Western Europe.

[radish2008]

My original post says 'I've checked Noddle, Clearscore, Experian and they all show my Credit score is healthy and high. My CIFAS record seems clean too.' . Its just National Hunter that I haven't covered yet. And National Hunter require you to print a form out etc. (and no phone-in or online method) AFAIK. (re-checked your link+moneysavingexpert)

acc to my info:
------------------------------------
Credit Ref agencies:
Experian(Creditmatcher)
Equifax(Clearscore)
Call Credit(Noddle)
------------------------------------
Fraud Prevention Agencies:
CIFAS
National Hunter
Experian Data Analytics
Synectics Solutions
------------------------------------

National Hunter uses Experian

"Our main role is to ensure all key stakeholders are working together to share data fairly, accurately, and effectively. To do this, our members use a system which is operated by our service provider Experian Decision Analytics. "

I think there may be something you're not telling us.

[kumarz]

to clarify ...

You can get your equifax, callcredit and experian credit records free.

Go over to the moneysavingexpert website. Somewhere if you click the tabs in the menu it will tell you how to do it.

My original post says 'I've checked Noddle, Clearscore, Experian and they all show my Credit score is healthy and high. My CIFAS record seems clean too.' . Its just National Hunter that I haven't covered yet. And National Hunter require you to print a form out etc. (and no phone-in or online method) AFAIK. (re-checked your link+moneysavingexpert)

acc to my info:
------------------------------------
Credit Ref agencies:
Experian(Creditmatcher)
Equifax(Clearscore)
Call Credit(Noddle)
------------------------------------
Fraud Prevention Agencies:
CIFAS
National Hunter
Experian Data Analytics
Synectics Solutions
------------------------------------

[SueEllen]

Yes been putting this off but willdo thanks! Shouldn't just rely on CIFAS

You can get your equifax, callcredit and experian credit records free.

Go over to the moneysavingexpert website. Somewhere if you click the tabs in the menu it will tell you how to do it.

[kumarz]

over the phone?

We've recommended them for 2 years and never had a problem. We can even carry out the application over the phone, takes just 10 mins.

Happy to help.

oh? I thought there's that SAR form which needs printing, then sent off with a £10 fee ? Just call their main number with my card info, u reckon?

[Dan@OrangeGenie]

Yes been putting this off but willdo thanks! Shouldn't just rely on CIFAS

We've recommended them for 2 years and never had a problem. We can even carry out the application over the phone, takes just 10 mins.

Happy to help.

[kumarz]

yep cheers: National Hunter

@Kumarz there is an agency called National Hunter which banks and financial institutions also use to log things.

Yes been putting this off but willdo thanks! Shouldn't just rely on CIFAS

[SueEllen]

@Kumarz there is an agency called National Hunter which banks and financial institutions also use to log things.

You should do a data subject access request with them to see if they hold any incorrect information on you linky

It can be something as simple as sending or receiving money from abroad via the banking system that got your account closed OR they could have someone else connected to your account who isn't you.

[kumarz]

possibly but ...

Could it be your address rather than you as a person?.

Its a family home and we've owned(not rented) it for ages now(>10yrs): and other family members(bro, sis in law) are super super careful: I've not actually told them about these issues as they'd probably kill me Always a small probability of course.

Maybe set up a separate registered office (some use their accountants for example when you're not allowed to run a business from a rented property).

I've considered that, but the danger is that once my first bank application gets turned down/closed, that will live with the company for a while, even if I change address

[kumarz]

thx again for all the responses !

It's definitely worth a shot. I believe Metro Bank have the quickest turnaround (three days) so probably worth a pop as well.

Ta, think I'll just keep that Barclays application going for now as applying for too many accounts in a short period of time might not do the company any favours. Will post back to report on progress etc.

[LondonManc]

Could it be your address rather than you as a person?

Maybe set up a separate registered office (some use their accountants for example when you're not allowed to run a business from a rented property).