Originally posted by SummerhillLass
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As you both benefited from your husband being in the Montpelier scheme, Im afraid you will be on the hook for probably half the tax debt unless you can negotiate something with your husband as part of the divorce settlement. We have a number of husband \ wife couples divorcing where the wife thinks the debt is not her responsibility. Unfortunately it is.
Put bluntly, if you and husband cannot pay the demands, you best bet is likely to file for bankruptcy. Others may tell you once you divorce, you'll be free of the tax debt, Im sorry that isnt the case.
The only other realistic option is to arrange a Time to pay with HMRC when they will agree to you paying off the disputed tax bill plus interest (which will be high) over 2 or 3 years. Again, others may tell you a TTP over 5 years can be agreed, do not listen to them as HMRC will not agree to this.
Sorry to be gloomy but Im involved in this so know what the reality is. Be very wary of people who say for 18 quid a month and a one off joining fee of £200+ that they have a solution. They dont.
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