• Visitors can check out the Forum FAQ by clicking this link. You have to register before you can post: click the REGISTER link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. View our Forum Privacy Policy.
  • Want to receive the latest contracting news and advice straight to your inbox? Sign up to the ContractorUK newsletter here. Every sign up will also be entered into a draw to WIN £100 Amazon vouchers!

New mortgage requirements...?

Collapse
X
  •  
  • Filter
  • Time
  • Show
Clear All
new posts

    #11
    She's tried that John...?

    Definitely agree re: broker though.

    Comment


      #12
      And don't forget they want to know how many takeaways you eat per week

      Comment


        #13
        going via a broker is definately the way to go however it will will take just as long and they will still be asking as many questions due to MMR, it does not realy matter whether your permie or contract they still need to know how much your spending and if you can afford the repayments rather than how much money you take in.

        Just taken me 6 months to secure a property and 17 weeks to secure a mortgage offer, bit extreme, my buyer and their buyer are all having issues with different lenders taking their time and asking a multitude of questions

        Comment


          #14
          Originally posted by eek View Post
          Find a Financial Advisor who deals with contractors and knows who to present the correct information to... There are plenty who post on this forum PowerMortgages is one that springs to mind...
          Ask for Ben...he'll sort you out
          Blood in your poo

          Comment


            #15
            Cant remember if its Freelancer Financials or CMME but one of them did it for free (paid by lender of course) and the other one wanted 500 notes off me as well - which made the decision easy !

            Comment


              #16
              Get a perm job. The dumb fookers will then just use your payslips.
              What happens in General, stays in General.
              You know what they say about assumptions!

              Comment


                #17
                Originally posted by Mark McBurney@CMME View Post
                She's tried that John...?

                Definitely agree re: broker though.
                Hi Mark, It's a he actually? How's life in sunny Southampton?

                Comment


                  #18
                  Originally posted by Freelancer Financials View Post
                  Hi Mark, It's a he actually? How's life in sunny Southampton?
                  Sunny. For today at least!

                  Comment

                  Working...
                  X