All Umbrellas are dodgy - avoid them all at your risk....

[prozak]

I would compare it to trying to become wealthy by playing slot machines.

Those must be some excellent slot machines you play!

I'd like to see a slot machine that pays out for me turning up everyday just to tell it what to do and how to do its job.

The FUD over offshore schemes would have you believe that your life will be in ruins if you play.

The reality is more like you will be a bit worse off than if you went through an umbrella.

Some people don't understand the risks. Others do understand the risk and decide to play anyway.