Originally posted by alreadypacked
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If only the banks had not given so many interest only loans 
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...and I believe overpayments of only 10% are normally allowed without penalty... -
Indeed, if it didn't work the first time and the second time, what the hey, it may work the third time!
I can see the headlines six months from now...record inflation causing misery.McCoy: "Medical men are trained in logic."
Spock: "Trained? Judging from you, I would have guessed it was trial and error."Comment
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Thats a tulip tattoo on her arm!Originally posted by oscarose View Post+1
I didn't say it was your ******* fault, I said I was blaming you!Comment
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Most banks allow you to overpay your mortgage by upto 10% a year and this is not dependent on whether your mortgage is interest only or on a repayment basis. Ideally, your mortgage interest is calculated on a daily basis. Therefore you will feel the benefit of any overpayment you make the next day.Originally posted by alreadypacked View PostIf only the banks had not given so many interest only loansComment
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Wouldn't stop me.Originally posted by scooby View PostAnd what exactly is wrong with an "ad hominem" argument? Dodgy Agent, 16-5-2014Comment
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In my case this is only during the "product period", i.e first 3 years then I can pay what I like. So come October I will be revving up the repayments.Originally posted by Old Hack View Post
0.25% reduction would only mean saving £100 per month to me on the couple of mortgages I have.Never has a man been heard to say on his death bed that he wishes he'd spent more time in the office.Comment
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Offset mortgages , you can pay the lot off.Originally posted by Old Hack View PostWhat happens in General, stays in General.You know what they say about assumptions!Comment
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Most don't have them though. I thought, standard, in a mortgage, you couldn't pay more than 10%, so haven't bothered throwing all the rent in to the mortgages. Fecking idiotic not reading T&C's properly.Originally posted by MarillionFan View Post
Mortgages are low, around £300 a month interest only, rents between 1000-1200 so it's been frankly stupid if I can pay them off more than 10% a year.
Wheres the slap face smiley...Comment
one day at a time 
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